1. Hospital and Surgical Benefit    HK$300
2. Personal Liability                      HK$500
   

1. War and terrorism.
2. Any liability in respect of loss or losses from exposure to asbestos.
3. Pre-existing injury, illness, sickness or disease.
4. Physical examinations.
5. Childbirth, pregnancy, miscarriage, abortion and all complications.
   
6. Intentional self-inflicted injury or suicide or any attempt while sane or insane.
7. Intoxication by alcohol, narcotics or drugs not prescribed by a medical practitioner and treatment in connection with addiction to drugs or alcohol.
8. Acquired Immune Deficiency Syndrome ("AIDS") or AIDS related complex.
   

 
The above information is for reference only. Please refer to the actual policy for exact terms and conditions and full list of exclusions.
If discrepancy exists between the English version and the Chinese version, the English version shall prevail.
All insurance transactions must be arranged within the territory of the Hong Kong Special Administrative Region.