MAIDSAFE INSURANCE - Coverage & Benefit / Premium

MaidSafe Insurance - Premium
This insurance is underwritten by: Blue Cross (Asia-Pacific) Insurance Limited

Important Notes:

Plan A is designed to meet employers' legal obligation under the Employees' Compensation Ordinance. All domestic helpers including part-timers are eligible. The name of the insured helper is NOT required for application.

Plan B and Plan C are suitable for full-time overseas helpers only.

Eligible age of the insured helper for application is 18 to 60, renewable up to age 65.

Coverage of this insurance plan applies to insured events occurring within the Hong Kong Special Administrative Region only.

A premium of not less than HK$300 will be charged if the policy is cancelled.

MAIDSAFE INSURANCE - Coverage & Benefits
This insurance is underwritten by: Blue Cross (Asia-Pacific) Insurance Limited


INSURED ITEMS	Maximum Benefits (HK$)
INSURED ITEMS	Plan A	Plan B	Plan C
Employer's Liability In respect of legal liability under the Employees' Compensation Ordinance	100,000,000 / event
Outpatient Benefit*	N/A
Medical consultation, prescribed medicines and drugs Limit per day		150	200
Bone-setting, physiotherapy or chiropractic treatment Limit per day Limited per year		100 500	100 500
Limit per year		3,000	3,000
Hospital and Surgical Benefit*	N/A
Room and Board (including miscellaneous hospital charges) Limit per day		300	300
Surgeon's Fee Limit per disability		10,000	10,000
Anaesthetist's Fee Limit per disability		25% of the eligible Surgeon's Fee 12.5% of the eligible Surgeon's Fee
Operating Theatre Fee Limit per disability
Limit per year		20,000	25,000
Loss of Service Cash Allowances*	N/A
Loss of domestic helper service due to hospital confinement (from the 4th day of confinement) Limit per day		200	200
Limit per year		4,000	6,000
Dental Benefit*	N/A
Oral surgery, treatment of abscesses, X-rays, extractions or fillings Limit per day		250	250
Limit per year		1,500	1,500
Replacement Helper Expenses	N/A
Extra employment agency fee and other replacement expenses due to death or repatriation of the domestic helper as a result of serious injury or illness
Limit per year		3,000	10,000
Repatriation Expenses	N/A
Repatriation due to serious illness or injury
Post-mortem treatment and transportation of mortal remains or body ashes
Limit per year		20,000	20,000
		20,000	20,000
Personal Accident	N/A
Accidental death or permanent total disablement resulting from injury during rest days in Hong Kong
Limit per year		100,000	150,000
Fidelity Protection	N/A
Financial loss from any fraudulent or dishonest act committed by the domestic helper
Limit per year		3,000	6,000
Personal Liability	N/A	N/A
Third party liability arising out of negligence of the domestic helper
Any one accident / any one period			200,000

*Waiting Period

Outpatient Benefit, Hospital and Surgical Benefit, Loss of Service Cash Allowances and Dental Benefit are subject to a 15-day waiting period from the policy effective date

The above information is for reference only. Please refer to the actual policy for exact terms and conditions.
If discrepancy exists between the English version and the Chinese version, the English version shall prevail.
ter All insurance transactions must be arranged within the territory of the Hong Kong Special Administrative Region.