MAIDSAFE INSURANCE  
Highlights

Coverage & Benefits

Premium

Policy Terms

Exclusions

Application Form

MaidSafe Insurance - Premium
This insurance is underwritten by: Blue Cross (Asia-Pacific) Insurance Limited

 Premium Table

(HK$)

Plan A Plan B Plan C

1-year Premium

350 650

750

2-year Premium

630 1,170

1,350

¡@
Important Notes:
  1. Plan A is designed to meet employers' legal obligation under the Employees' Compensation Ordinance. All domestic helpers including part-timers are eligible. The name of the insured helper is NOT required for application.
  2. Plan B and Plan C are suitable for full-time overseas helpers only.
  3. Eligible age of the insured helper for application is 18 to 60, renewable up to age 65.
  4. Coverage of this insurance plan applies to insured events occurring within the Hong Kong Special Administrative Region only.
  5. A premium of not less than HK$300 will be charged if the policy is cancelled.

MAIDSAFE INSURANCE - Coverage & Benefits
This insurance is underwritten by: Blue Cross (Asia-Pacific) Insurance Limited

INSURED ITEMS

Maximum Benefits (HK$)

Plan A Plan B Plan C
Employer's Liability
  • In respect of legal liability under the Employees'
    Compensation Ordinance

100,000,000 / event

Outpatient Benefit*

 N/A

¡@

¡@
¡@ ¡@
  • Medical consultation, prescribed medicines and drugs
    Limit per day
150 200
  • Bone-setting, physiotherapy or chiropractic treatment
    Limit per day
    Limited per year
100
500
100
500
Limit per year 3,000 3,000
Hospital and Surgical Benefit*

N/A

¡@ ¡@
  • Room and Board
    (including miscellaneous hospital charges)
    Limit per day
300 300
  • Surgeon's Fee
    Limit per disability
10,000 10,000
  • Anaesthetist's Fee
    Limit per disability

¡@25% of the eligible Surgeon's Fee

12.5% of the eligible Surgeon's Fee

  • Operating Theatre Fee
    Limit per disability
Limit per year 20,000

25,000

Loss of Service Cash Allowances*

N/A

¡@ ¡@
  • Loss of domestic helper service due to hospital confinement (from the 4th day of confinement)
    Limit per day
200 200
Limit per year

4,000

6,000

Dental Benefit*  N/A   ¡@ ¡@
  • Oral surgery, treatment of abscesses, X-rays, extractions or fillings
    Limit per day
250 250
Limit per year

1,500

1,500
Replacement Helper Expenses

N/A

¡@ ¡@
  • Extra employment agency fee and other replacement expenses due to death or repatriation of the domestic helper as a result of serious injury or illness
¡@ ¡@
Limit per year

3,000

10,000

Repatriation Expenses

N/A

¡@ ¡@
  • Repatriation due to serious illness or injury
¡@ ¡@
  • Post-mortem treatment and transportation of mortal remains or body ashes
¡@ ¡@
Limit per year

20,000

20,000

Personal Accident N/A ¡@ ¡@
  • Accidental death or permanent total disablement resulting from injury during rest days in Hong Kong
¡@ ¡@

Limit per year

100,000

150,000

Fidelity Protection N/A ¡@ ¡@
  • Financial loss from any fraudulent or dishonest act committed by the domestic helper
¡@ ¡@
Limit per year 3,000

6,000

Personal Liability N/A

  

N/A

¡@
  • Third party liability arising out of negligence of the domestic helper
¡@
Any one accident / any one period

200,000

*Waiting Period

Outpatient Benefit, Hospital and Surgical Benefit, Loss of Service Cash Allowances and Dental Benefit are subject to a 15-day waiting period from the policy effective date

 
The above information is for reference only. Please refer to the actual policy for exact terms and conditions.
If discrepancy exists between the English version and the Chinese version, the English version shall prevail.
ter All insurance transactions must be arranged within the territory of the Hong Kong Special Administrative Region.  


Auspharm
Trading (H.K.) Limited (Insurance Agent Reg 96903619)
[ Insurance Agent for Blue Cross (Asia Pacific) Insurance Limited & American Home Assurance Company ]
Rm 902 Yue Xiu Building, 160-174 Lockhart Road, Wanchai, Hong Kong.
Email:tls@tiglion.net   Tel 852-25987660 852-25117189   Fax 852-25197296
Disclaimer
Copyright (c) 2003 -
Auspharm Trading (H.K.) Limited . All rights reserved.